Once Again, You Must Have Excellent Credit To Be Approved

Category: Finance, Credit.

With all the introductory 0 APR credit cards popping up all over the internet in emails, on websites as advertisements and even in the regular mail through flyers, it is very hard to decide which credit card company is really offering the better deal in the long run. Do not take the introductory offer for 0 APR credit cards at face value.

The introductory offers all look great but what happens after they expire? Above all, do a bit of research before you make your decision. Today, you can find several companies offering 0 APR credit cards and other incentives to get you to apply for their credit cards. There are so many different 0 APR credit cards being offered that you can become overwhelmed. The four most popular offers today include: Citi� Platinum Select� Card- You must have excellent credit or you will not be approved for this 0 APR credit card. There is no annual fee, you can manage your account online, and there is zero liability on unauthorized purchases. The card offers 0% APR on balance transfers and purchases for your first 12 months.

Chase Platinum Credit Card- With the Chase Platinum credit card you can be approved for their 0 APR credit cards but you must have at least good credit. However in some cases 3 months is all you get for 0% on balance transfers( your credit history comes into play) . You ll get 0% interest on all purchases and balance transfers for up to 12 months. Regardless, you won t have to pay an annual fee and you can also access your account online. Discover� Platinum Card- With this 0 APR credit card you will receive the 0% introductory special for 12 months on purchases and balance transfers, with no annual fee and 5% cashback on purchases made at certain stores such as bookstores, and restaurants, gasoline stations. Whether you qualify for 3 months or 12 months of 0% interest, you will be paying a competitively low APR after the introductory special.

You ll also get 1% cashback on all other purchases and the cash rewards will never expire as long as you are a cardholder, and in some cases, you can even double your cashback bonuses. Blue from American Express is one of American Express 0 APR credit cards that will give you 0% for up to 15 months, a credit card, no annual fee reward program as well as online account access. Keep in mind, that you will need to have excellent credit to qualify for this offer. Once again, you must have excellent credit to be approved. Be sure to learn if any of the points or cashback options have expiration dates, always be sure, and above all to thoroughly investigate the card offer s terms and conditions before applying. This is the information that you will first see when you visit the websites for these card offers while you are searching for the best deal on 0 APR credit cards, you should never, however apply with this information only.